“The bend in the road is not the end of the road unless you refuse to make the turn.” Oh, it’s always easier to be the Monday quarterback and see what you might have done, could have prepared better or managed under challenging circumstances. The reality for most of us is that we could always do better and that we beat ourselves up over the “shoulda, woulda, couldas” in life. Hopefully we learn from the experiences and add these new insights to the mini-arsenal of skills need

Let’s try another slant on your typical plan of action. Getting started is key and tweaking your approach helps. Begin with a challenging chore that can be handled quickly. Like suiting up for a run or diving into cold water, the first few moments may feel awful but your body quickly adjusts and you are on your way, invigorated as you move. The same can be said for your to-do list actions as momentum takes over it helps you make more progress. How satisfying is it to cross th

According to Krawcheck, “If we ask for a raise and get one big enough to close that gap, the investment we have just made in ourselves earns us nearly a 30 percent return on what, for many of us, is our biggest asset: our income stream. Compare that with investing in a 10-year government bond now yielding 2.48 percent, or in the stock market, which has returned 7.3 percent on average over the past decade.” She continues, “Put another way, if we earn $77,000 a year and take th